中国人民保险公司海洋运输货物保险条款规定的基本险别不包括(    )。

资产负债表趋势分析是指资产负债表的每一个项目以某一期数据为基期数据，以本期或多期数据与其进行比较编制出的资产负债表。（）

怀特着重强调了对行政效率进行测量、品评的重要性，他提出要设计有效的测量标准。（  ）

财务共享中心是一个任务管理中心，是一个（ ）的中心。

二、阅读理解：选择题（每题10分）

Free Massive Online Open Courses (MOOCs)

A class with hundreds or even thousands of students might sound like a teacher's worst nightmare. But a big idea in higher education these days is Massive Open Online Courses, or MOOCs.

Some universities offer free, non-credit MOOCs available to anyone in the world. Others charge for courses and provide credits. The idea is still developing. The Massachusetts Institute of Technology started its first MOOC in 2012. The school plans to offer many free, non-credit courses through a project called MITx. Many Chinese universities are beginning to offer free MOOCs now too.

Nowadays, MOOCs almost cover every topic, like computer science, technology, mechanics, engineering, languages, etc.

Generally speaking, there are no formal education requirements for these free online courses. Students watch short videos. Then, they take informal, ungraded quizzes after the videos each week for certain weeks. Quizzes are part of the lecture program to keep students engaged and keep them thinking, for students to be able to check that they understood what was covered. They can repeatedly watch the videos and take the quizzes whenever they want. Students receive homework. They can join online groups to exchange questions and answers about the courses. The teachers hold virtual office hours to answer questions that the students have posted. They also present their own questions and observations.

Some supporters claimed that there are things that we can do better in the online format. We can certainly deliver high-quality education to many students at much lower cost.

1. 1 started its first MOOC in 2012.

A. The Massachusetts Institute of Technology

B. Harvard University

C. A Chinese university

2. Which is not true about the free online courses? 2

A. Students can watch short videos.

B. Students may ask the teachers some questions.

C. Students must take graded quizzes.

3. They can join online groups 3 .

A. to discuss the quizzes

B. to exchange questions and answers

C. to present their observations

4. The teachers hold 4 to answer questions that the students have posted.

A. virtual office hours

B. face-to-face meetings

C. regular seminars

5. What is the attitude of the writer to online courses? 5

A. neutral

B. negative

C. positive

（ ） 是马克思主义中国化最新成果。

如果价格下降20%能使买者总支出增加2%，则该商品的需求量对价格（   ）

管理实践中，管理价值体系包括（ ）。

信用在现代市场经济运行中起到调剂货币资金余缺，实现资源优化配置的作用。（ ）

税收三性是指（ ）